Avoiding foreclosure · St. Louis
Facing foreclosure in St. Louis? You have more time and more options than it feels like.
A foreclosure notice can make it hard to sleep, hard to think, and hard to pick up the phone. We get it. We have sat at kitchen tables with St. Louis families in exactly this spot, and the first thing we tell them is the same thing we'll tell you: you are not out of options, and you don't have to figure this out alone.
We understand what you're facing
Most people who call us didn't get here because of one bad decision. A job ended, a medical bill landed, a marriage ended, hours got cut. Then one late payment turned into three, and the letters started coming.
The shame people feel about this is the thing that costs them the most, because it keeps them from making the call while there is still time. There is nothing to be embarrassed about. Our job is to listen, lay out every option, and help you choose the one that lets you move forward.
We help homeowners in this situation across St. Louis City, St. Louis County, St. Charles County, Jefferson County and St. Clair County, Illinois, including Florissant, Hazelwood, Ferguson, University City, Kirkwood, Webster Groves, Affton, Mehlville. See how a cash sale works or read how to choose a cash home buyer you can trust.
How we help
What selling to Brickyard looks like
- We can close in as little as 7–14 days, which is often fast enough to beat a scheduled sale date.
- We work with a local title company to get your exact payoff from the lender and pay it at closing.
- You don't fix or clean the house. Leave what you don't want.
- If there's equity left after the loan is paid, it goes to you.
I'll be honest, I was skeptical at first. I'd heard stories about cash buyers lowballing homeowners in the St. Louis market. But these folks were completely upfront from day one. The offer was fair, the communication was great, and they closed on our timeline without a single hiccup.
St. Charles, MO · Homeowner
Why sellers choose Brickyard
The easiest way to sell your house in St. Louis
A fair offer in writing
A real number, usually within a day of seeing the house, and it holds through closing.
Any condition, as-is
Repairs, damage, clutter, code issues. You don't fix or clean a thing.
Zero fees
No commissions, no closing costs, no junk fees. We pay them.
Your closing date
Close in as little as 7–14 days, or on the date that works for you.
We handle it all
Payoffs, liens, back taxes, title work and paperwork. You just sign.
Terms that fit your life
Need more time, a fast close or help with what's left in the house? We'll make it work.
This page is general information, not legal advice.
In writing, every time
The Brickyard Promise
Five commitments we make to every St. Louis homeowner, whether or not you sell to us.
Your written offer holds
No surprise price cuts at the closing table. If something serious turns up that neither of us knew about, we show you and talk it through before anything changes.
Zero fees, ever
No commissions, no closing costs, no junk fees. The number we agree on is what you receive, minus any mortgage or liens you owe.
Your date, your pace
Close in as little as 7–14 days, or on whatever date works best for you.
Terms built around you
Close fast or close later, leave behind what you don't want, need more time to move. Tell us what you need and we'll make it work.
Everyone hears the same thing
Siblings, spouses and attorneys all get exactly the same information you do.
What happens when you call
Tell us what's going on
Call, text or fill out the form. One of us listens and answers your questions. No pressure, just a conversation.
We visit, you don't prep
We meet you at the house at a time that works for you. No cleaning, no repairs. Leave it exactly as it is.
Fair offer, your closing date
You get a written cash offer, usually the same or next day. Say yes and you pick the day we close.
Common questions
Can you buy my house if a foreclosure sale date is already set?
Often, yes. Call as early as you can. We'll ask for the sale date and work backward with the title company to see if we can close in time.
Will selling stop the foreclosure?
If the sale closes and the loan is paid off before the trustee's sale, the foreclosure process ends. The title company handles the payoff directly with your lender.
What if I owe more than the house is worth?
Call us anyway. We'll look at the numbers with you and work to find a way to get the house sold and the loan resolved.
Will this hurt my credit?
Late payments that already happened will still show. But selling before the foreclosure sale keeps a completed foreclosure off your record, which can stay on a credit report for up to seven years.
Other situations we help with
Relocating or moving
Close on your schedule, even from out of town.
Learn moreInherited house or probate
Settle the estate without clearing out a lifetime of belongings.
Learn moreDownsizing or assisted living
We'll time the sale around the move.
Learn moreVacant house
Turn an empty house into cash and stop the monthly bills.
Learn moreTired of being a landlord
Sell with tenants in place. No evictions, no repairs.
Learn moreNeeds repairs or updates
Foundation, roof or old systems: sell it exactly as it is.
Learn moreFire, water or storm damage
Sell it as-is, whether or not insurance came through.
Learn moreFull of belongings
Leave everything behind. We handle the cleanout.
Learn moreDivorce or separation
A simple, fair sale so you can both move on.
Learn moreBehind on property taxes
Pay the back taxes at closing and keep your equity.
Learn moreReady when you are.
Tell us about your house and get a fair cash offer, usually within a day. No obligation, no pressure.